We do not need all types of insurance all the time. Insurance helps us protect the things we value and these change with our lives seasons. For example the insurance needs of a young university student and that of a mother of two teenage children are totally different.
We all have different reasons for buying insurance. Whatever your reason, you have many options available to help protect your lifestyle and the things you value from the risks that concern you most.
When deciding on a policy it’s important to find the right policy for your needs, read the fine print and ask lots of questions.